Month: August 2023

How to Buy Properties in Rajarhat Newtown

Buying a real estate property is a major goal for us. It gives us the feeling of accomplishment & it is also a dream come true. Many of us, always nurtured a dream of owning a specific property. This steam works as the driving force. However, selecting & buying a real estate property is a time-consuming task. You need a lot of patience, research work & a specific way of finding to get your hands on your dream property. Although hiring an experienced real estate such as Realtech Nirman will help you to complete this task easily. However, you must follow some steps to get your dream property. In this blog, I will discuss the steps of buy Properties in Rajarhat.

 

1. Set your budget for Buy Properties in Rajarhat:

Budget is the crucial step in buying a real estate property. If you want to Buy Properties in Rajarhat area then it is important for you to do some research work first on the pricing of the area. After the research work, set your budget. This will help in shortlisting the properties easily.

Tip: Do not overburn yourself. Just remember there are many more expenses after buying the property such as registration fees, interior design, maintenance, etc. So, set your budget in a realistic way.

2. Property type & payment method:

After setting up the budget, it is important for you to finalize the type of property you want. Well, do not make a hurry on this or get driven by imagination. The kind of property depends on the kind of family you have. For example, if you have a big joint family then it is important for you to have a big house or a 4 BHK flat at least. On the other hand, if you have a nuclear family you can go for 2 or 3 BHK flats.

Tip: If you are confused do research on the carpet area of the flats & houses. This will help you to get a real image of a property. Do not forget to check all the amenities before you make any move.

In the case of payment method, you also need to plan it before you proceed to the next step. You can make the payment by cash only, then you have to make the arrangements or you can take a home loan. In that case, you have to make the down payment first & the rest will be handled by the bank. If you are thinking about taking a home loan, start researching the criteria.

Tip: Home loans are easily available. However, every bank has its own criteria for it. However, you have to make sure that you choose a fully legalized property. The bank will check the property papers personally & if there is any kind of dispute, they will not approve the loan. To avoid the hustle, you can choose a reliable real estate agent. You can connect with Realtech Nirman. They have a whole legal team to look after all the legal issues related to property & they make sure that all of their projects are 100% authentic.

3. Connect with a real estate agent in Rajarhat:

After setting your budget, the most crucial step is to connect with a real estate agent. Real estate agents have a list of properties depending on your budget & preferred location. This will help you in making the whole process easier & will reduce the time involved in it.

Tip: Always choose an experienced real estate agent. Experience helps them to have a better understanding of the business & also helps in having a better list of properties. This helps you in getting the right property in no time. For example, Realtech Nirman has been serving the real estate industry for a decade now. They have a significant number of projects in the Newtown Rajarhat area such as Rajvansh, Rajokiya, Rajmahal, etc. This will help you to get your dream property more easily.

4. Research about the future too:

I know buying a property is a dream. However, we can’t ignore the future prospects, right? So, it is important for you to have a futuristic outlook first. Buy Properties in Rajarhat & have a view of putting it on a rental basis, do research work on its rental values? If you are buying the property to stay there for the rest of your life then do research work about the basic amenities of the location such as schools, hospitals, the quality of roads, etc.

For example, if you are buying a property in the Newtown Rajarhat area then you will be able to get schools such as Delhi Public School, The New Town School, ORCHIDS The International School, Calcutta Public School, etc. in hospitals you will be able to get Apollo Clinic. Psychology Hospital, Renaissance Hospital, Birati Municipal Hospital, Cardiology Hospital, Charnock Hospital, Spandan Hospital, Spandan Hospital, Ear-Nose-Throat (ENT) Hospital etc. This area has excellent road connectivity & just a few kilometers away from the railway station & airport.

Tip: Always check the crime rate, law & order of a specific area before you make any investment. This will help you to ensure the safety of your family. In the above section, I have mentioned that checking the rental value is the future plan, do not forget to check the resale value & the future of the area too. For example, the Newtown Rajarhat area is a growing smart city & it is becoming the new IT hub of India. So, it has a future value & there are chances that you will get a higher value of your property at the time of reselling.

5. Availability of home loans:

Everyone’s definition of affordability is different. Everyone cannot afford to Buy Properties in Rajarhat or an apartment with cash money. So, it is obvious that people go for home loans to fulfill their dreams. Although, getting a home loan is easy now, however, every bank has its own criteria and everyone is different from others. Banks have their eligibility criteria for home loans as per the guidelines of RBI (Reserve Bank of India) and you need to check all that before you head to the next step. These guidelines depend on age, salary, credit score, work experience, etc.

Once you are done with checking the guidelines, it is time to check the EMIs. you can use the EMI calculator. You can get this online, just make a search on Google by “EMI calculator”. This will also help you to make a budget, property list & locational preference which will help in searching.

Tip: I recommend having a good credit score (CIBIL score) to get a loan at a lower interest rate and in the case of EMIs, do not overburn yourself. I know we all have a dream property. However, ideally,  your EMI should not be more than 40% of your monthly salary. This rule will help you in saving & will help you make a balance as well.

6. Calculate the expenses before the deal:

During the budget, I mentioned the expenses of registration fees. It is important for you to calculate all of those before the deal. There are many more expenses apart from the main price such as registration charges, stamp duty, sales tax, and income tax, which are paid mandatorily. Apart from these, you have some additional expenses such as the charges of real estate agents, home inspectors, mortgage brokers, lawyers, and more.

Tip: Do not forget to hire a lawyer to check all the legalities of the deal. Once a property is bought, ensure to have documents like a Title Deed, commencement certificate, occupancy certificate, sale agreement, etc. Must check the property’s age, if it is a disputed property, house within municipalities, etc.

 

Some common FAQs

 

How much EMI should I pay?

Well, it is a personal choice. However, according to the rule of thumb, your EMI should not be 30% or 40% of your salary. This ratio will help you maintain the balance of your life & you will be able to make some savings too while paying the EMI as well.

What is the stamp duty & registration fee of West Bengal?

The stamp duty of West Bengal is 5% for properties valued below INR 25 lakh and 6% for those above INR 25 lakhs. Female buyers are subject to the same stamp duty rates and registration fee of 1% of the property’s value across all locations.

 

Final words: Buying real estate property is a dream come true & it is a crucial step for the rest of your life. It can be your best decision ever if you take the right amount of time and follow some research steps before the deal. I hope this blog will help you in making the right choice.

A Guide to the Top Real Estate Companies in Rajarhat Newtown

Are looking for your dream property in the heart of Kolkata? Do you want the best services for your dream property? Then this blog is for you. Investment in real estate is a big deal. There are many factors related to it such as legalities, construction quality, after-sales services, amenities & the qualities of those amenities, locational advantages of the property etc. so, it is important for you to get hands-on the top Real Estate Companies in the Rajarhat area & Realtech Nirman is one of the best real estate company of Kolkata on the basis of consumer ratings. In this blog, I will inform you about Realtech Nirman & will also focus on the factors which are making it the best in the town.

 

1. Why is Realtech Nirman a Top Real Estate Company in Rajarhat Newtown, Kolkata?

 

A. Legalities:

Realtech Nirman pays significant attention to following all the legal guidelines of the government. At the same time, they have a legal team to verify the authenticity & legal issues of the land they are using for the project. This is helping them to serve a dispute-free property to their consumers and this is helping you to get a undisputed property. So that, you can get a bank loan easily or put it for resell easily at any time.

B. Amenities of top 10 Real estate Companies:

Realtech Nirman is all about consumers. They believe in serving the best to their consumers and for this, they keep an eye on the demands of the consumers. They know that consumers want comfort in their lives and they look for the amenities in the apartments. So, Realtech Nirman is providing all the latest amenities in their projects such as 24*7 security, CCTV cameras, a swimming pool, 24*7 power supply, parking space, an updated gymnasium, community hall, a garden or a playing area for the kids etc. In short, Realtech Nirman will help you get everything you need for a good life. For example, one of the most successful projects of Realtech Nirman is Rajokiya which is situated in Newtown, Rajarhat also known as one the top Real Estate Companies in Rajarhat, It has all the amenities such as 24*7 security, CCTV cameras, a swimming pool, 24*7 power supply, parking space, an updated gymnasium, a community hall, ample greenery inside the campus to refresh your mind etc.

C. Construction quality of the best real estate Company in Rajarhat :

One of the most important factors in real estate is the quality of construction. Realtech Nirman provides one of the best quality construction in the town which will help you to stabilize your future.

D. Locational importance in Rajarhat Newtown Area :

Realtech Nirman knows the demands & needs of the consumers. Most buyers want a location which will be closer to their office, will have a lower rate of crime, will have a range of good educational institutes for their kids, will be closer to a railway station & airport etc. So, keeping these demands in mind, Realtech Nirman has chosen the top Real Estate Companies in the Rajarhat area for most of their projects. They have Rajokiya, Rajmahal, Rajvansh, and Khusi in this area because Newtown is one of the fastest-growing smart cities in India. It is holding the 8th position in the 100 smart cities in India. Not only this, it is becoming the new IT hub of Kolkata. Most of the MNCs (multinational companies) are choosing Rajarhat for their projects. Apart from that this area has some famous schools such as Delhi Public School, The New Town School, ORCHIDS The International School, Calcutta Public School, Devaki Memorial School, Bodhicariya Senior Secondary School, Sri Chaitanya Techno School etc.

The hospital is the main amenity we look for whenever we think to buy a real estate project. In this area, you will be able to get your hands on some great hospitals such as HCG EKO Cancer Centre, Multi-speciality Hospital, and Medhub. Multi-speciality Hospital, Ohio Hospital, Multi-speciality Hospital, Tata Medical Centre. Multi-speciality Hospital. New Town, Ohio Hospital. Dermatology Hospital, Apollo Clinic Psychology Hospital, Bellevue Hospital etc.

Newtown is just a few kilometres away from Bidhannagar Railway Station & a few kilometres away from Kolkata Airport as well.

E. After-sales services:

It is important to get the right after-sales services. Realtech Nirman is always there for its consumers even years after the sale. You will be able to get various help such as maintenance, legal help etc. This will help you to manage life better.

F.Authenticity:

Authenticity is the most important factor when you chose a real estate company. Realtech Nirman is a fully legal company & it is RERA approved as well. This will ensure the safety of your money. To verify this, you can connect with Realtech Nirman directly.

Apart from legal authenticity, it is also important to be real with the consumers. Realtech Nirman is serving the top real estate industry in Rajarhat for a decade with a reputation. Realtech Nirman has more than 25,000 followers on social media. You can go through their ratings, reviews or testimonials to get the real picture.

G. Sustainable projects:

We all have a duty towards this society & this world as well. We have a duty of making it more sustainable & healthy. Realtech Nirman is also ahead in serving society as well. So, they pay a significant amount of attention to the greenery inside the campus. For example, you will be able to get a garden inside the famous projects of Realtech Nirman such as Rajvansh, Rajokiya, Rajmahal etc.

H. Customer-oriented outlook:

One of the most important features of a good real estate company is the customer-oriented outlook and Realtech Nirman has that. Realtech Nirman pays significant attention to the demands & needs of the consumers. Be it the legal help or demands such as high-end security or be it the demand for a luxurious garden area; Realtech Nirman take care of everything.

Apart from these, the post-sales serving of Realtech Nirman is great which is also reflecting their consumer-oriented mentality as well.

Some common FAQs-

2. Is it important to connect with the best real estate company to buy a property?

Yes, hiring a real estate company to buy a property is not only important but also crucial. Teal estate companies help you to get the right property at a reasonable price while keeping an eye on your priorities as well. As they have experience in it, so, they can do better negotiations, they can check legal papers most efficiently & they have a list of properties which makes the finding process easier.

3. Is Realtech Nirman RERA approved?

Yes, obviously. Realtech Nirman believes in obeying every legal guidance by the government & they do not hesitate to show it to the consumers for the sake of transparency. So, if you want to know anything about it, please connect with Realtech Nirman directly.

4. What is the price range of flats of Realtech Nirman?

The flats of Realtech Nirman start from 23 lakhs onwards.

5. Can I get a flat from Realtech Nirman Group which is a Top Real Estate Company in Rajarhat?

Realtech Nirman has various projects in the Newtown Rajarhat area such as Rajmahal, Rajvansh, Rajokiya etc. You can get a 2 or 3 BHK here at a reasonable price easily.

6. Can I physically check the flats of Realtech Nirman?

Yes, obviously. It is the right of the consumers to have all the necessary information about the product or services they are buying before they actually buy it and real estate is not out of it. You can physically inspect any property before buying. All you need to do, you have to connect with Realtech Nirman and you have to make an appointment. Then you can go.

7. Can I get a bank loan to buy a flat from Realtech Nirman Group?

Yes, you can. Realtech Nirman pays a significant amount of attention to the legalities. Although different banks have different criteria for bank loans. However, they all have one norm similar, they want an undisputed project. Every project of Realtech Nirman is authentic & 100% legal. So, getting a bank loan will be easier for you. You have to take care of the rest of things.

8. Is there any hidden costs in the projects of Realtech Nirman?

No, Realtech Nirman is considered a top Real Estate Companies in Rajarhat and does not believe in hiding things. So, there are no hidden costs. Although there are expenses such as registration fees, maintenance charges of the flat etc. however, those will not be hidden from you. You can ask as many questions as you want and only after that you make the deal.

9. How many projects Realtech Nirman has in Newtown, Rajarhat?

They have several projects in Newtown, Rajarhat area such as Rajmahal, Rajokiya, Rajvansh etc & most of them are highly successful. You can get a 2 or 3-BHK flat here.

 

Final words: Choosing the Top Real Estate Companies in Rajarhat is the most crucial factor in buying a property. Do not make hurry on this. Ealtech Nirman is not only a leading real estate company in terms of project success rate but also in terms of consumer reviews & ratings as well. So, choose wisely, choose right. Choose Realtech Nirman.

Independence day special offer- Time to say goodbye to flat registration fee on this Independence Day

Realtech Nirman is always committed to customers & their highest benefits. So, this 15th August we have a special Independence day special offer for our consumers. We have a very special gift for you. On the occasion of our Independence day special offer, we are offering you an exciting chance to get rid of the registration fees. Avail this offer & get your dream flat at a more affordable price. Now you must be thinking that how can the registration fees affect your budget for getting the dream home. Today let’s talk about the impact of the registration fees.

1. Independence Day offer: What is the registration fee?

When you are buying a property, it is important to register it in your name officially. This government registration helps you to get ownership of the property. Please note that until the registration you are not officially the owner of the property.

To register the property officially, the government charges you an amount and this amount is called the registration fee. The amount depends on the price of the property.

In the previous time, there was a rebate for the women on the registration fee. However, it is not valid now. Now the government has an equal registration fee for both genders. It is important to mention that the registration fee depends on the market value of the property. It means if you buy a property worth rupees 25 lakhs and another individual buys a property worth rupees 1 crore, the registration fee will be different for both of you. As the market value of the property worth rupees 1 crore is much higher, buyers have to pay a higher amount of registration fee as well. As it is all about shifting the ownership from the builder to the buyer, the registration fee must be paid by the buyer. In a nutshell, it is an unavoidable expense during buying a property. So, please pay attention to the budget & the kind of property you want when you are choosing your dream home.

2. What is the registration fee in West Bengal?

In India, there are different registration fees in different states. The lowest registration fee is in Himachal Pradesh.

In West Bengal, you have to pay 1% of the total cost of the property as a registration charge. However, it is important to mention that if you are buying a property in the Kolkata metropolitan area then you have to pay higher registration charges than the rural areas.

If you buy a property in the registered Kolkata metropolitan area then you have to pay 6% of the property valuation. However, as I have mentioned above, the registration fee increases or decreases with the property valuation. In the registered Kolkata metropolitan area you have to pay a 6% registration fee if the cost of the property is less than Rs. 25 lakh. It becomes 7% if the value of the property gets above 40 lakhs. For example, If you buy a property in Newtown, Rajarhat area as Realtech Nirman has various luxurious projects such as Rajmahal, Rajvansh etc there, you will be able to get a property in 25 lakhs & then you have to pay only 6% as registration fee.

 

Final words: To reduce the financial pressure on the buyers, Realtech Nirman is offering you 0 registration fee on properties, however, please note that this is a limited-period offer only. Get your hands on your dream property now.

How to Find the Right Real Estate Company in Newtown Rajarhat

 

Buying or selling a house is one of the biggest decisions of our life. This decision is crucial for the stability of the rest of our life as well. That’s why, it is important for us to make enough research & take the help of professionals before taking any big decision regarding this. Well, when it comes to taking the help of professionals regarding buying or selling a house, we always prefer Right Real Estate Company in Rajarhat. But how will we know which real estate company is right? So, today I am here to tell you some tips which will help you get the right real estate company if you want to buy or sell a house in Newtown, Rajarhat area. So, let’s get into the blog.

 

1. Make your priorities-Right Real Estate Company in Newtown Rajarhat:

Before making any move it is important for you to decide your priorities first. For example, if you do not have a clear idea about what type of property you want or in which area you want the property then you will not be able to find the right real estate company or you will not be able to express your demands to your real estate agent. This will increase the confusion. So, it is important to have a clear idea or set your priorities.

2. Do your research-Right Real Estate Company in Newtown:

It is important for you to do your own research. Many times fake real estate companies make many promises but at the time of work, they refuse to fulfil all the promises. To avoid this situation it is important for you to do real-life research. You need to talk with the recent homeowners of the specific area you want to buy a flat or house.

You can ask them about the most reliable real estate company in the area as well. They will be able to give a real-life scenario as they have prior experience. For example, if you want to buy a flat or a house in the Newtown, Rajarhat area, you need to talk to the residents of the area. Realtech Nirman Group has several projects in this area such as Rajmahal, Rajokiya, Rajvansh, Khushi etc. more than 2500 clients of Realtech Nirman will tell you about their great construction, excellent after-sales services, on-time delivery of the projects etc. in a nutshell, always take referral of the real-life consumers.

3. Research about online presence-Right Real Estate Companies in Kolkata:

Our world is fully digital now. So, it is obvious that we make an online search whenever we decide to do something. This point is just a reminder to do it more intensely. Do not forget to do in-depth online research about the right real estate company in Newtown Rajarhat. Read every comment of the consumers carefully because it is not possible for you to go & have a chat with every consumer, right? The Internet is giving you the opportunity of getting the real reviews of every user. Do not forget to check the ratings & video testimonials as well. It helps to get the real picture of the construction, users etc. You can check out the website of Realtech Nirman Group. Realtech Nirman has more than 40,000 followers on social media & on these social media handles you will get the real reviews of the clients.

4. Do not forget to check the legalities:

Buying a flat in Newtown Rajarhat is a big investment. So it is important for you to check all the legalities of the flat but before that, you need to check the legalities of the right real estate company first. Check the licence of the real estate company and you can keep a copy of the licence as well. In case, if you face any issues in the future, this licence copy will help you to take the necessary actions. At the same time, it is also important for you to verify from the authorities that there have been complaints or disciplinary actions against the agent. If there are any issues, you should not proceed further with this real estate company at all.

5. Experience matters:

Well, we all have heard that experience is the most important thing in life. It is also applicable in business. Experience helps a businessman in finding & recommending the right thing to his/her client. When it comes to the right real estate companies in Newtown Rajarhat,  there are a lot of companies out there.

For example, there are right real estate companies that sell high-rise condominiums, while others specialise in finding a home for senior citizens, or are exclusively into commercial, and investment property, while others work only with new home builders, choose the one who matches your criteria. If you want to buy or sell a house in Newtown, Rajarhat area Realtech Nirman Group is the best for you. Realtech Nirman has been serving the real estate industry for a decade now. This wide experience helps them to suggest the right property & also they have a lot of local knowledge as well which also helps the buyers or residents.

6. RERA registration matters:

RERA is helping the consumers of the real estate sector to get their properties on time. If a builder or real estate company makes a delay in delivering the project, they would pay the fine under RERA law. Do not forget to ask your real estate company if they have RERA registration or not. RERA has their own website & you can recheck the statement from there too.

7. Efficient networking:

Efficient networking is one of the most important things in the real estate business. If your right real estate company has an efficient network comprising property developers, owners, interior designers, different technicians etc then they will be able to give you a package of services and it will increase your convenience significantly. In this case, it is important to mention that as Realtech Nirman has been serving the real estate industry for a decade now, they have a wide & strong network. This strong network will help in solving your every problem & will make your life smoother.

8. Have a clear idea about the charge of your real estate company:

Real estate companies charge a brokerage to do this job (isn’t it obvious?). To maintain the transparency of the work, ask your real estate company or the builder about their brokerage percentage directly. In this case, it is important to mention that in most of the cities of India, the fee is usually 2% for transactions priced above Rs. 50 lakh and 1% for anything less. However, it depends on the real estate company. Many established real estate companies charge slightly extra. So, do not allow any confusion in the business, ask it directly.

 

Some common FAQs-

What is the price range of 2 BHK flats in Newtown, Rajarhat area?

Realtech Nirman has several projects in Newtown, Rajarhat such as Rajvansh, Rajmahal etc and the price starts from 23 lakhs onwards.

Will I get a home loan to buy a flat from Realtech Nirman Group?

Well, I don’t know about your personal credentials and every bank has different criteria for giving a home loan. However, I can assure you one thing & that is Realtech Nirman pays significant attention to the legalities of their projects. All the properties are fully legal & follow all the criteria of the government. So, if you match the criteria of your bank, you will be able to get a home loan to get a flat.

How can I connect with the Realtech Nirman Group?

You can directly visit the site to connect with the Realtech Nirman Group.

What should I do, if my real estate agent does not have any licence?

Do not deal with that agent as simple as that. A real estate company or an agent who does not own a licence is illegal. If you make any transaction with them & face any issues in the future, you will not be able to take any legal action against them. In short, your investment will go in vain.

Is it important to visit the property physically?

Yes. if you do not visit the property physically UPI will not be able to get the real picture. Many times things are different when they appear in photos & when they appear in real life. It is important for you to look if that property has any issues or not, the kind of locality etc.

 

How can I find the right real estate agent?

First, you can search online. The Internet is the best place to get all your answers. You can do in-depth research for good real estate agents or companies. However, you need to select an area of living for that. Secondly, you can go for referrals. You can ask your friends or relatives about their real estate agent or company. You can choose anyway, however, do not forget to do the additional verifications I have mentioned above.

 

Final words: Buying or selling a home is one of the most crucial decisions of our life ever. So, it is important for you to verify all the aspects of the decisions. I hope this write-up will help you choose the right estate company or agent for you & will also help in getting the right property.