A spacious & stylish Apartment in Kolkata. Is this the dream you are thinking to fulfil in the nearest future?
Then let no confusion or anxiety affect that dream & – rather get set to turn it into a perfect reality for you & family.
How? Well, as one honest attempt to help every desiring & prospective home buyer in their planning, right here arrives
4 Expert Voted First Steps In Buying A Home
Hope These Help Every House-Hunter To The T!
# 1 Decide…Then Dream
Many first-time buyers start viewing homes before ever getting in front of a mortgage lender. you’ll find it almost impossible to get your offer taken seriously unless you have a mortgage preapproval (or cash in hand).
That’s because sellers won’t want to take a risk on someone who isn’t even certain they can get a mortgage — especially when they have many other offers on the table.
Being preapproved sends the message that you’re a serious buyer whose credit and finances pass muster to successfully get a loan.
#2 Like The Locality
Selecting the right neighborhood for first home is critical to your life and family development The goal is to find you and your brood a place where the culture and values of the [area] match yours.
Settle on what your priorities are in a community, and do your homework. Depending on your needs or preferences, you might want to research school ratings, commute time, and other factors.
You could visit the neighbourhood at different times to get a sense of traffic flow and see if it’s an area that’d appeal to you.
#3 Rely On The Reputation
Since purchasing a home is a big commitment, it is important to check the credential of the builder. Check the track record of the builder and see whether it has delivered projects on time in the past.
You can also speak to customers and see how their experience has been with the builder regarding the construction quality and delivery of what was promised.
Avoid fly-by-night operators with no track record who are making big promises. If in doubt, a ready-to-move-in unit is the best to avoid any issues with the builders.
#4 Spend Not All The Savings
Spending all or most of your savings on the down payment and closing costs is one of the biggest first-time homebuyer mistakes
Aim to have three to six months’ of living expenses in an emergency fund, even after you close. Paying mortgage insurance isn’t ideal, but depleting your emergency or retirement savings to make a large down payment is a risk best avoided.
Getting savvy over the Do-s & Don’t-s?
Now endeavor to take the next step of choosing one amidst the Apartments in Kolkata as own home sweet home. Reach out to Team Realtech.
