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To possess & live peacefully in a swank apartment in Newtown. Is this one of your life’s prime dreams?

While wishing you all the success in fulfilling this dream, here comes a query:

◘ Are you aware of one essential hack in own home-buying endeavor?

◘ That ensures no errors or issues related to ownership or construction of your house

Not much of an idea? Well, it’s your consciousness about the included clauses in the home purchase agreement.

One legally mandatory document, this agreement lays down T&C-s both the home-buyer & the seller need to abide by.

The contract also protects the interests of both parties involved & turns prime to complete a smooth & flawless home buying & selling process.

Now, what essentially is to be conscious about in this piece of paper? As a house-buyer?

Not much– but certain significant aspects

Home-Buyers Must Review & Then Sign The Home Buyer Contract

Geared-up to learn? Let’s begin:

#1 Price Check Perfectly

From registration fees to applicable taxes, & water charges to parking space price & electricity, the home purchase deed must include every major & minor amount you are paying along with the apartment’s core purchase value.

Thus, check cautiously whether all legal, civic & amenity-based costs have been mentioned & notice if the builder/realtor is charging you anything not included in the agreement.

Generally, no prices beyond those we cited should be there in your home buying deed.

#2 Inspect The Indemnity

This stays an important term, which the seller and buyer need to agree upon as a safety measure; and thereby avoid any accidental loss or harassment for own selves.

Since lots of steps & complexities stay involved in the buying and selling of a home, cropping up of legal issues is almost unavoidable.

Thereby, sit with the realtor & consciously draft this provision – as comprehensive & water-tight protection against every probable & possible issue potential to affect your or the seller’s interest.

#3 Agreement Call Off

A clause especially to safeguard the buyers’ welfare. Right to Call Off Agreement needs to be present in a property purchase agreement, therefore allowing a home purchaser to withdraw from the buying deal given to situations like-

◘ Non-Approval of Bank Loan

◘ Seller’s Failure in offering lawful papers on the day of signing home purchase agreement (ex: Completion Certificate)

◘ Buyer finding any major fault in construction or the land before entering into the agreement

#4 Special Clause Ground

What’s this? A distinctive term that clarifies the exact Do-s for both the purchaser & builder in event of ‘special’ circumstances. Example?

Seller must finish abiding by all hygienic & safety standards before the apartment’s hand over

Buyer’s right to pay deposit money only after completing house survey & getting satisfied

Either party getting penalized for sudden withdrawal from the deed without valid reason

#5 Also, Don’t Miss Out…

To check whether:

◙ A tentative date of possession is given in the agreement

◙ The real-time size of your desired apartment in Newtown is clarified, along with the builder’s right to alter, modify or add to the house’s design & other structural specifications

◙ Carpet area given is 15-30 percent less than super built-up area & not beyond that

Noting the tips down? And surely feeling savvy as a prospective house purchaser? Then progress to complete that purchase with Realtech.

From offering exclusively designed apartments in Newtown to helping you complete one most lawful & foolproof home buying journey – our team is there for you at every step.

Call whenever you wish for.

A spacious & stylish Apartment in Kolkata. Is this the dream you are thinking to fulfil in the nearest future?

Then let no confusion or anxiety affect that dream & – rather get set to turn it into a perfect reality for you & family.

How? Well, as one honest attempt to help every desiring & prospective home buyer in their planning, right here arrives

4 Expert Voted First Steps In Buying A Home

Hope These Help Every House-Hunter To The T!

# 1 Decide…Then Dream

Many first-time buyers start viewing homes before ever getting in front of a mortgage lender. you’ll find it almost impossible to get your offer taken seriously unless you have a mortgage preapproval (or cash in hand).

That’s because sellers won’t want to take a risk on someone who isn’t even certain they can get a mortgage — especially when they have many other offers on the table.

Being preapproved sends the message that you’re a serious buyer whose credit and finances pass muster to successfully get a loan.

#2 Like The Locality

Selecting the right neighborhood for first home is critical to your life and family development The goal is to find you and your brood a place where the culture and values of the [area] match yours.

Settle on what your priorities are in a community, and do your homework. Depending on your needs or preferences, you might want to research school ratings, commute time, and other factors.

You could visit the neighbourhood at different times to get a sense of traffic flow and see if it’s an area that’d appeal to you.

#3 Rely On The Reputation

Since purchasing a home is a big commitment, it is important to check the credential of the builder. Check the track record of the builder and see whether it has delivered projects on time in the past.

You can also speak to customers and see how their experience has been with the builder regarding the construction quality and delivery of what was promised.

Avoid fly-by-night operators with no track record who are making big promises. If in doubt, a ready-to-move-in unit is the best to avoid any issues with the builders.

#4 Spend Not All The Savings

Spending all or most of your savings on the down payment and closing costs is one of the biggest first-time homebuyer mistakes

Aim to have three to six months’ of living expenses in an emergency fund, even after you close. Paying mortgage insurance isn’t ideal, but depleting your emergency or retirement savings to make a large down payment is a risk best avoided.

Getting savvy over the Do-s & Don’t-s?

Now endeavor to take the next step of choosing one amidst the Apartments in Kolkata as own home sweet home. Reach out to Team Realtech.

Waiting to satisfy your own home wish.

What stays as a prime desire of you, the committed home-maker? That life at your Flat in Rajarhat goes on all well & all family members cherish the ultimate convenience while at home?

Then, at the prime, you require maintaining a safe-&-secure ambiance around the household –with the bathroom being the prime area to focus in this regard.

Coz, accidental falls/slip-offs or hurts are the last things you expect to happen with yourself or any family member while locked up, isn’t so?

Now, how to prevent such maladies & guarantee wholesome safety in a house’s bathroom? Well, by pursuing 4 practices, in particular. 

Feeling totally keen to acquaint them? So here arrives:

4 Bathroom Safety Hacks Voted By Experts

# 1 Dry Clean Daily

The foremost practice for every home-maker, who wishes for ‘No Accidents’ in the bathroom. 

Puddles of water, sediments, drops of soap & shampoo on the washroom floor, for long, not only stain the tiles there but also lead to the germination of fungus & molds over there – making it highly slippery.

Thereby try getting a quality dry mop (with PVA Sponge/Squeegee Wiper/ Microfiber), preferably with a spin handle to reach every corner, & clean own washroom floors all dry during the morning & night, as a routine task. 

P.S: For a new home, ceramic tiles turn the best choice for bathroom walls & floors – given their property of being moisture & bacteria proof.

#2 The Toilet Seat Security

To let kids & seniors in the family have a comfy & safe bathroom time – paying attention to this aspect turns essential. Attempt:

◉ Installing a Free-Standing or Legless toilet safety frame around the bowl & thus avoiding experiences of unpredictable tumbling or head thuds for children & the elderly, while they sit down or stand up.

◉ Remodeling, with professional help, the toilet seat into a raised one (3-4 inches elevation stay ideal), to thereby preventing backaches & muscle pulls for family members who find the toilet too low

# 3 Plan With Precision

A rule that applies to both old & new bathrooms. Note that a prime feature of bathroom safety relates to avoiding the issues of short circuits & accidental cuts & burns.

And to fulfill this criterion, you need a well-designed bathroom layout, which –

◉ Maintains logical distance between water outlets & electronic toiletries

◉ Stores razors, cleaning chemicals, & acids well out of reach of children

◉ Guarantees that every hardware & light fittings and are well-bolted & won’t fall-off unprecedently 

(To have own bathroom planned likewise, simply connect with Team Real Décor)

P.S: A Ground-Fault electrical outlet emerges as the smartest option for washrooms at Flats in Rajarhat & any home, for therefore bidding goodbye to the tension of circuit tripping forever.

#4 Make Smart Selections

By-

♦ Arranging for sturdy grab bars for shower & beside the bathtubs & putting a stop to unpredictable skidding post-shower

♦ Choosing LED nightlights as the washroom light fittings for a clear vision throughout day & night for everyone

♦ Placing moisture-absorbent, PVC-backing slip-safe mats at the entrance &, especially in the shower area a mat with a suction cup backing

♦ Always keeping the water heater’s temperature at 120 degrees Fahrenheit & ruling out hot water burn issue

♦ Safe-guarding shard edges around the washroom with good-quality adhesive guards

Not much to do in front of your zeal to maintain own family’s comfort & security, right? Then why wait to make the move? Get going from today.

And please note, for all queries & curiosities regarding Flats in Rajarhat, Realtech Nirman is 1 call away. Your home dream is our resolution. 

Connect Whenever Willing. 

To book or not to book a Flat in Rajarhat that’s undergoing construction? Is this the dilemma you are experiencing in own home buying journey?

Well, to say in real-time, for home-buyers, a property under construction does appear as one apt deal, given to aspects like:

Real estate houses usually offer homes under construction at a most competitive & affordable price range in comparison to move-in apartments

If availing home loan for an under-construction property, you gain spontaneous tax deductions upon yearly interest rate (up to Rs 2 lakhs) & the principal amount (up to Rs 1.5 lakhs) respectively – as per Section 80C of our Income Tax Act

As a rule of thumb, 5% stays

Is exploring advertisements about 3BHK Flats For Sale in Newtown one of your daily endeavors these days?

What if your needed home loan amount gets approved right after you have chosen one apartment? Without any delay or waiting period?

Such is possible only through some magic you say? Not exactly, since there stays:

4 Proven Hacks For Swift Home Loan Approval

Feeling engrossed? Then focus on-

#1 Choose A Co-Applicant

One most expert-voted way to adopt for any home loan applicant.

Banks tend to give more preference to a joint house loan application,

♦ Since the probability of paying back & on time is more guaranteed in such a scenario.

So, endeavor to apply with another earning family member (best if your spouse) & receive the sanction letter from the bank at the earliest.

P.S: A joint home loan procedure also fetches you the scope to get-

♦ Just the needed loan amount, given the fact that repayment potentiality is 2X

♦ And, at a reduced interest rate – if 1 amongst the two applicants is a woman

#2 Bank On The Builder

Another smart path to pursue for gaining quick home loan sanction.

Reputed real estate houses of Kolkata collaborate with banks & established lending organizations over the aspect of finances & loans for property purchases.

If your selected developer has such tie-ups, then, it is always advisable to communicate with one of those banks or firms, since that will make your loan get approved – literally within a jiffy!

And without those tiresome protocols & documentation hassles that generally happen in a house loan approval process.

#3 Clear All Obligations

More of ground preparation for a house loan applicant.

Note that for approving a mortgage, banks & lending bodies take into account, in addition to a 750+ credit score,

◉ Your FOIR or Fixed Obligation to Income Ratio,

◉ Which is essentially the ratio of your in-hand monthly income to the total amount of EMIs you pay every month.

Now, a FOIR above 50 does not turn appreciable in the case of a home loan sanction process. Therefore, try clearing (or foreclosing if possible) any existing loan & thus reducing own FOIR – prior to exploring available mortgage schemes in the market.

P.S: Veteran realtors advise future home-buyers not to take any other big amount loan (that counts to lakhs) for at least 1-1.5 years before applying for a property loan & thus keeping their FOIR at a stable mark.

# 4 Longer Timeline Higher The Chance

The readiest strategy to pursue when fast home loan approval is a priority of yours.

What plays in here is the trust banks & financing organizations tend to have on long-term house loan applications.

And why? Since a loan covering a tenure of 20-30 years comes with much smaller EMIs to pay – thereby ruling out the issue of payment defaulter by a loan taker.

Try taking a longer-term mortgage & repay more often than is scheduled – if that turns out possible. This eventually aids you to foreclose the loan & save quite much on the total interest rate.

Easy indeed to follow, aren’t these tips? Asking only for a bit of practicality on your part.

So, don’t waste any more time adopting them & owning just the apartment of own dreams within the 3BHK Flats For Sale in Newtown.

As for the later part, bestow trust upon Team Realtech.

Drop a call whenever willing.

Are you one ‘serious’ fan of modern-style living? And now gearing up for 3BHK Flats For Sale in Newtown to fulfil that dream?

Surely as an admirer of contemporary lifestyle, you wish your new apartment to have only the latest of window designs. 

Aware then of the types trending this year? No? Well, it is high time to focus on

Prime Ideas About Flat Space Before Buying A 3BHK Flat In Newtown

#1 The Fiberglass Fineness

Stylish, secured & durable – along with being friendly towards our environment. Can you ask for a better option while choosing windows for your own house?

Then, wait not to take the final decision over fiberglass Ventanas, which promise –

• 8x more strength than vinyl window panes – making it practically impossible for trespassers to break-in

• Full-proof protection against distortion from wear & tear, rust & oxidation through outside pollution or chemical hazards

• 800 times lesser heat conduction in comparison to aluminum windows & negligible thermal expansion, bidding adieu to window expansion or contraction issues during the monsoon & winter seasons

• A perfectly insulated home during those highly scorching or chilled days

• Thinnest silhouette that easily accommodates bigger & multiple glass panes, catering thus 360-degree views & profusion of sunlight

• Match with any framing material – be it wood or steel & choice of customized finish, from textured to smooth & rugged – to thus deck up each part of your interiors your way

• Eco-conscious construction via sand & 80% lesser energy consumption & longevity of 50+ years

#2 Awesome Acrylic Blocks

When at home, the bliss of solitude is the top priority, right? Also, given to the new normal life, you will be needing a nook for carrying out Work from Home uninterruptedly.

Think no more than acrylic block windows. In the words of a veteran relator of 1 carpet area to square feet:

‣ Acrylic blocks are the ‘viral’ window type amidst present generation homeowners who wish to cherish a me-space while sharing an apartment with family & setting up a home office.

Crafted with resin-injected pre-fabricated acrylic molds, these windows appear-

‣ Feather-weight in texture

‣ But highly sturdy given to their heavy-duty vinyl frames

Also the in-built features of

‣ Venting lets you control sound pollution -whether the outside hustle or bustle indoors as you sit to work

‣ Dryer Vent block turns fine to install such Ventanas in areas your washing machine or air-conditioning unit is

Pick them as floor-to-ceiling picture partitions for dividing your own interior space between work & family time or as bathroom windows.

While perfectly reflecting the natural light across the area, the ‘sealed shut’ benefit lets you cut off any window treatment cost for years in addition to offering the privacy you always dreamed of.

As for the rooms & living area, go for that hinged-at-top Awning type -offering adept & fresh ventilation day & night & tightest security during rainy & windy days.

Textures upholding such widows to best? Select between the 3 buzzing patterns of:

Cross Rib, Clear Wave & Glacier Wave.

#3 Swiftness of Sliders

Dysfunctional arm, lever or clip – haven’t you heard from peers about this being a prime issue with their home windows?

At your own new home, bid goodbye to this issue forever, by making the smart choice of:

• Anodized Aluminum Slider Windows.

By offering a horizontal side-to-side opening feature, these windows rule out the need for any lever & lets you operate them through swift finger touch.

Other features? Some very distinctive ones like –

• Uniquely towering stature that offers an end-to-end & undisrupted view

• High-end glazing compared to popular cellular shades making your interiors optimally energy-efficient

• Manufacturing flexibility making sliders customizable for any room’s length & breadth measures

Decided upon the type for own new flat? So, wait no more & get in touch with us.

Along with other constructional USPs, Realtech Nirman promises up-to-date window styles for all willing to learn about 3BHK Flats For Sale in Newtown.

Waiting to cater your wow-tuned apartment!