A recent survey of the Post COVID real estate market in India reveals:
Of around the 4000 survey participants,
♦ 82% of women expressed interest in purchasing home for end-use
♦ To 70% of them, the on-going time is ideal to invest in a property
♦ Around 31% are stimulated by the security a home or flat offers as a physical asset
(Ref: www.livemint.com )
Is your feminine instinct connecting perfectly with these survey participants? And so is getting boosted the cherished dream of your own apartment in Kolkata ?
So why keep that dream locked up any more? Simply gear yourself up to live it – especially when there are prevailing distinctive advantages of women property purchasers in our country.
What are those? It’s time for a crisp knowledge trip:
3 Prime Perks For Indian Women home buyers
#1 Power of PMAY
Launched in 2015, the Pradhan Mantri Awas Yojana or PMAY indeed authorizes you & every alike woman desiring to purchase/possess a house or flat – irrespective of any age, class or marital status discrimination.
As per the scheme,
♦ Each female PMAY applicant will receive a subsidy of up to Rs 2.67 lakh on home loan interest, while buying own first house
♦ A house bought under the Yojana must be registered in the name of at least one lady family member
#2 Kudos To CLSS
Government’s Credit-Linked Subsidy Scheme or CLSS essentially champions women home buyers subsidies in India by one real-time broad program:
»Economically Weaker Section (EWS) scheme highlights 6.5% subsidy over home loan up to Rs 6 lakhs for women annually earning less than or equal to Rs 3 lakhs
»Low Income Group (LIG) plan empowers women with an annual income of less than or equal to Rs 6 lakhs by offering same perk as the EWS scheme
»Middle Income Group 1 or MIG-I strategy champions women earning an annual income of Rs 12 lakhs (& not more) via 4% subsidy on home loan up to Rs 9 lakhs
»Middle Income Group 2 or MIG-II plan serves women with an annual income not exceeding Rs 18 lakhs with 3% of subsidy over home loan up to Rs 12 lakhs
CLSS’s primary aim remains to inspire widows & single working women to become property owners & thus securing their own future.
#3 Best of Banking Initiatives
One prime reason for your feminine zeal to get set for buying an Apartment in Kolkata.
More like complimenting the afore-mentioned government schemes, reputed banking bodies like SBI, HDFC, IDBI etc offer to ladies applying for home loan –
»Rebate on interest rate varying between 0.05% and 0.1%. On a monthly basis, this may result in saving only a few hundred upon the EMI; but, if calculated over the entire tenure of 25-30 years, you get to save more than 1 lakh on the entire EMI amount
»Significant tax deduction over loan repayment, which generally extends to a maximum of Rs 1.5 lakhs on the principal & up to Rs 2 lakhs over the interest slabs
»Exciting add-on benefits like gold coins, holiday packages & credit cards to appeal to each ambitious dame
And as an icing on this cookie, SBI brings forward its own special Her Ghar scheme – a program totally devoted in assisting the country’s home buying women fraternity.
Smoother is the road to your dream Apartment in Kolkata, ain’t it? Then make the move to connect with Team Realtech & be the proud maiden possessor of a sweetest home!
